Compare mortgage rates us2/20/2024 While this may not provide much comfort in the short term, it's still a viable and realistic back-up to keep in mind now. ![]() If the interest rate you get now is too high you could always refinance to a lower one in the future (once the market has changed). But that doesn't mean you still can't get a great rate in the future. Refinance your loanĮven if you successfully take all of the steps outlined above there's still no guarantee that you'll get a great rate, let alone one that's as low as it was in 20. So be confident that rates aren't going to drop in the near term or you could wind up getting stuck with a rate that's higher than the current market at the time of closing. That said, a rate lock is exactly that - a rate lock. By locking in a rate, you'll avoid having it rise in between the time your offer was accepted and the time you get the keys to the front door. Current Mountain View Thirty Year Mortgage Rates SunnyHill Financial, Inc. ![]() ![]() The average 15-year fixed mortgage APR is 5.68. Don't wait to close on the home and get surprised with a higher rate. On December 17, 2023, the average 30-year-fixed mortgage APR is 6.58. Once you find a rate that you're comfortable with, lock it in.
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